Saturday, January 31, 2015

Cold Outside. Warm Feeling Inside. I Love What I Do! - George L. Rosario




It is a COLD Saturday morning, January 31st, 2015. My son has a basketball game today at 2 p.m. It is 14 degrees outside, and is so windy that it feels like it's 5 below. I wasn't planning on coming into the office today, but my clients who just closed on their first home just two days ago want to bring their brother in to meet with me to discuss purchasing a home. They also want to ask me some questions about the next steps to take now that they own their home. I can't tell you how great that feels. They closed, and they are still calling me. Their family member needs help, and they have referred me. It is the coldest day this winter and they are still coming out to meet me. This is why I chose to be a Realtor. Enjoy the video.




George L. Rosario
Real Estate Salesperson
Coldwell Banker Kueber
917-945-4211 CELL
BigGRealty@gmail.com

Monday, January 19, 2015

Update Your Book Collection...

As a Realtor, I've made it a point to read as much as possible and educate myself to the highest of my abilities. I firmly believe that the more I read, and the more pertinent information I gather, the more I will be capable of providing the best level of service to my clients. As a sales trainer and team leader, I make it  a point to encourage all my team members to read at least 1 hour per day. I encourage them not to only look for books that are real estate related, but to also seek out books about motivation, professionalism, the economy, spirituality, education, psychology, customer service, history, investing, politics, poetry, literature and sociology. My personal and professional mentors George NamnumZig ZiglarJordan BelfortKeith RosenWill Smith and Zan Monroe may all have different styles of motivating others, but the one thing they all have in common is their fundamental belief that reading for educational and motivational purposes is instrumental to one's success.

Did you know that there are people walking around with iPads, Kindles and Nooks capable of holding more books than one can read in a year, and yet most of them use their devices for games and social networking? I've spent several afternoons during an 8 week period at Union Square Park in Manhattan, Astoria Park in Queens, McCarren Park in Brooklyn, Prospect Park in Brooklyn, Central Park in Manhattan, Flushing Meadow Park in Queens, Brooklyn Bridge Park in Brooklyn, Bryant Park in Manhattan and The High Line in Manhattan (listed in order visited) and I asked hundreds of people to describe their book collection in their tablet. While many were eager to share their collection which sparked some great conversations, you'd be surprised to learn how many said they don't have any books stored. What has happened to us?


Do you know that my children cannot play any 1/2 hour worth of video games without giving me 1 hour of reading. That is the mandatory ratio at my house. Give me 1/2 an hour for your 1 hour. The beauty of this system is that my children have developed an actual appreciation for reading. They don't even ask anymore. They grab their Kindle Fire and start reading every chance they get. The Rosario household video games sit for weeks at a time, untouched. Meanwhile, my children pack their Kindles when we go on trips, or even when we spend a day at the park. The video games are a bonus which they play when other children visit the house. My children enjoy talking to each other about the books they've read.


Now that I've mentioned other children, I must make a mention of the opposition I get from some of the visiting children. Many of them simply don't understand that this is a mandatory rule and they don't want to participate in the reading activity. I have an extra Kindle at home for any visiting child to use, and it often goes unused. This works to my advantage because the ones that don't like this rule soon make it a point not to come around the house, and the ones that accept this rule soon develop a much higher appreciation for reading. My wife is an early childhood educator, and this is always something she wants to encourage in the children she encounters.


Do you remember the days of homes with HUGE bookshelves for their book collections, ladies with HUGE tote bags for their travel books, and gentlemen with HUGE attache cases to lug their books around? These days, you can fit your family's full collection into a drawer. These day, all you need is a drink in one hand (I prefer a glass of red wine or Jack Daniels Black on the rocks) and your tablet in the other and you are ready for an afternoon full of adventurous imagination. So why are people reading less these days?


Perhaps we've become so media driven that we are forgetting how to use our own imagination to entertain ourselves. Is reading a lost art? If you ask some of our time's most powerful, successful, driven professionals, they will all attribute their level of success to a lot of reading. It is the common thread in most of our nation's most successful people. So why aren't more adults reading, and why aren't we as adults encouraging our children to read more?

Perhaps children are loosing interest in reading because less people are focusing on capturing their interest with books and more focused on selling them video games. So I've decided to take control of this situation and go a step further. I don't just want to bring this to light. I am taking action by encouraging my children to start blogging. From my oldest son to my second youngest daughter. I will encourage my youngest daughter to read, write and blog once she is capable (she is only 6 months old). So stay tuned. I am going to set them up with their own blogs and set the creative wheels in motion. I will share links to their blogs to whomever requests it via email at BigGRealty@gmail.com. I will also announce them on my YouTube channel and on my business Facebook page. Stay tuned friends.


George L. Rosario
Real Estate Salesperson
Coldwell Banker Kueber
917-945-4211 CELL
347-671-SOLD Direct
BigGRealty@gmail.com

http://www.georgerosario.com

Tuesday, January 13, 2015

Important Steps to Purchasing a Home



It may surprise you to learn that Realtors, the professional ones at least, don't consider themselves the FIRST step or contact in the home buying process. Below you will see a step by step guide to the home buying process. The target audience for this blog is that select group of people out there who really want to purchase a home and want to do it the right way.

Step 1: Decide to Buy

The first step on this list may seem like a "no duh" type of statement, but the truth is that this is the most important step towards home ownership. Why? Because there are so many people who tell themselves they are "in the market" for a home but the truth is that they are not 100% committed to doing what it takes to become a home owner.

People who are just looking don't help the market. They hurt it because they take up valuable time and resources away from the serious buyers. There are many ways to "just look" constructively. Contacting a real estate professional (lender, Realtor or attorney) is not the right way to go about it. There are so many websites designed for the "just looking" crowd rather than the "I am ready to buy" crowd. Take Zillow and Trulia for instance. These are advertising sites, and while they are NOT the most accurate sites, they do give the "just looking" crowd enough to do.

The real buyers make a real commitment to buy, and make every step necessary to make it happen.

Keep the following points in mind:
  • ·         The decision to purchase your first home is one of the biggest and best choices you could ever make. 
  • ·         Buying a home is the largest - and most emotional - investment most people will face in their lifetime.
  • ·         There is never a wrong time to buy the right home. 
  • ·         A home purchase is an important step that can provide many advantages - equity build up, value appreciation, automatic savings plan - not to mention a new sense of pride!
  • ·         Start looking at your options today. You don't have to know everything. As your real estate professional, it is my job to walk you through every step of the process.



Step 2: Hire a Realtor

When you're looking for a real estate professional to help you, know that above all else, good Realtors put their clients first. This is your dream, and your Realtor is your advocate to help you make your dream come true.

  • ·         Educate you about the current conditions of the market.
  • ·         Take the time to analyze what you want and what you need in your next home.
  • ·         Co-ordinate the work of other needed professionals (lender, attorney, inspector, etc.) throughout the process.
  • ·         Guide you to homes that fit your criteria and budget.
  • ·         Negotiate on your behalf to get you the best deal possible.
  • ·         Check and double-check paperwork, legalities and deadlines.
  • ·         Remain in contact with you, and suggest solutions to solve any problems that may arise.



Step 3: Secure Financing

To make the financing process as painless as possible, ask your Realtor to introduce you to the preferred financing consultant. This professional will work with you and your Realtor to make sure the financial aspect of your home purchase is stress free.

What will the consultant do for you?
  • ·         Review your current financials.
  • ·         Discuss the options available to you during the home purchasing process.
  • ·         Guide you to an appropriate price point to meet your needs.
  • ·         Negotiate on your behalf to get you the best deal - price, interest rates, loan approval.
  • ·         Keep you updated of the entire financial process throughout your purchase.



Step 4: Find Your Home

So you've met with your trusted advisor, and now you're ready to begin your search. But how or where do you start? There are a lot of homes out there, and diving in without a guide can become overwhelming and confusing. As your Realtor, I will help you more accurately pinpoint homes that fit your criteria. The right home will meet all your important needs, and as many of your additional wants as possible.

Some questions you might ask yourself include:
  • ·         What amenities are crucial for you and your family?
  • ·         How much space do you need and why?
  • ·         Which is more critical: location or size?
  • ·         Would you be interested in a fixer-upper?
  • ·         How important is home value appreciation?
  • ·         Is neighborhood stability a priority?
  • ·         Is accessibility to main routes a priority?
  • ·         What features are not negotiable in your new property?


*You'll learn as you look at homes, your priorities will probably adjust along the way.

Step 5: Make an Offer

*This is neither the time to be cheap nor to be foolish.* Once you've found a home you love, the next step is deciding on a price. It's important to remember that a home is an investment in your current living situation, and your future financial situation. Your Realtor can give you information on the available properties in the neighborhood to help ensure you make an informed decision when it comes to price and options. Look to your Realtor to explain and guide you through the offer process.

Some things to consider when deciding on the best price point are:

  • ·         List price - Start with the price point that the home is listed at. This will give you a base when looking at the home's value.
  • ·         Market Analysis - Your Realtor will give you an idea of comparable home values in the neighborhood to help you decide if the price point is on par.
  • ·         Improvements - Your Realtor can give you a list of improvements made to the home and help you determine its market value.



Step 6: Perform Due Diligence

Ask your Realtor to recommend a home inspector that knows the area in which you are purchasing. The home inspector will provide you with improvements and challenges within your home. This way you'll know what you are getting into before you complete the purchase. Very often a problem appears to be big, but can be fixed with very little effort and not a huge budget. Don’t let anything discourage you. Information is a powerful ally to have.

Step 7: Close

So now you have an accepted offer, you’ve done the home inspection, you’ve signed your end of the contract and the seller has signed his/her side of the contract. In order to ensure that you don't put the property purchase at risk, you have a couple responsibilities that you'll need to keep in mind:
  • ·         Stay in control of your credit and finances - Do not make any large purchases during this time. Talk to your lender for guidance. 
  • ·         Keeping in touch with your Realtor, lender and attorney- It's important to stay in constant communication with your team during this process. Be sure to return all phone calls and complete paperwork promptly. Remember, your team is there to help you!



Step 8: Protect Your Investment

Congratulations, and welcome home! The home-buying process is complete, which means it's time for your maintenance plan! It's now your responsibility, and in your best financial interest, to protect your investment for years to come. Performing routine maintenance on your home's systems is always more affordable than having to fix big problems later. Be sure to watch for signs of leaks, damage and wear. Also, make sure you aren’t cheap with your home insurance. This is not a car where all you need is liability. This is a huge purchase. Protect it. Your Realtor may be able to refer you to an excellent insurance broker.

Remember, after you purchase your home, your Realtor can still help you - providing information on the local contractors and repair services, and even tracking your home's current value. Remember your Realtor when you are ready to sell and move onto your next ownership. 

Real Estate Salesperson
Coldwell Banker Kueber
917-945-4211 CELL






Sunday, January 11, 2015

One of my favorite Real Estate related videos ever...

Let the children speak their mind!

At first glance, we may think that there is so much simplicity in these children's answer. The truth is that these children may hold the answers to all of our advertising questions. What sells a home? While it is true that fancy gadgets and eye catching details may get a buyer's attention when the house hunt begins, most buyers need to feel they belong in a house prior to moving forward on it. These children have not been influenced by what the media says a home is supposed to be. Their idea of a home is that which makes the best sense to each and every one of them. I bet if we took our children out house shopping, we would get a PURE perspective on each house that the Realtor, the parents, the advertising agencies, and the best PR firms in the world may just miss. I picked my home through my children's eyes and today, as I was preparing breakfast, my 6 year old daughter Emma approached me and said, "Papi, are we ever going to move from here?" When I asked why, Emma replied, "I don't want to move. I love my home." That was a priceless moment for me. It verified that I chose the right home for us. Well, watch this video and enjoy the purity in these children's answers.

~ George L. Rosario with Coldwell Banker Kueber, serving the Brooklyn, Queens and Manhattan boroughs of New York City.





Real Estate Salesperson
Coldwell Banker Kueber
917-945-4211 - CELL
718-671-SOLD - Direct
BigGRealty@gmail.com

http://www.georgerosario.com


Serving the Greater New York City area since 1990.

#glrosario

Glossary of Real Estate Terms for New York City

New York City Glossary of Terms

TYPES OF BUILDINGS

Brownstones or Townhouses: These are typically 4 to 6 story buildings built in the 1800's through the early 1900's. They are either single family houses or have been converted over the years into multiple apartments. As a single family home, a townhouse or brownstone offers buyers privacy and the ability to purchase without the cooperative board process. Some apartments in townhouses can have grand living spaces and, therefore, will be quite expensive. Generally, these buildings afford more "charm", with features such as gardens, fireplaces, beautiful floors and ornamental wood moldings. In almost all cases these buildings will not have a doorman. One can also purchase a coop or condo unit in a townhouse building. The term "brownstone" refers to the type of material used as facing on the front of the structure.

Pre-War Buildings: Prewar buildings are those built before World War II. These buildings are usually ten to twenty stories high, provide spacious apartment lay-outs, gracious architectural amenities with features such as larger rooms, fireplaces, hardwood parquet floors and higher ceilings. These can be doorman or non-doorman buildings.

Post War Buildings: These buildings were built between the late 1940's through the 1970's. They are generally hi-rise and are constructed of white, red or brown brick. Most will have doormen. Postwar apartments may actually afford more living space than their prewar counterparts in studio, one and two bedroom sizes. They have ample closets, live-in superintendent and laundry facilities.

Hi Rise Full Service: Buildings These are generally associated with new construction or are apartment buildings that were built from the 1980's through the present. They are typically condominiums, twenty to forty or more stories with doorman and concierge services. Other amenities often include: health clubs and swimming pools, valet services and parking garages

Elevator Buildings: This description is usually reserved for a non-doorman building that is six to twenty stories tall. There is usually an intercom security system, and some may have video security. These buildings could fall into either the pre-war or the post-war category.

Loft Buildings: These buildings either were previously built for commercial or manufacturing purposes and are now used for residential living spaces or are newly constructed as loft buildings. The spaces typically offer higher ceilings (9 feet-20 feet), open spaces and original details such as supporting columns, tin ceilings, etc. They are usually found in Greenwich Village, SoHo, TriBeCa, Chelsea, Flatiron, Nolita, and lower Manhattan and often do not have the services of a doorman.

Walk-Up Buildings: This is the least expensive type of housing, and the quality can vary widely. Usually these are 4 to 5 story buildings with no elevator, hence the term "walk-up." They were originally constructed as multi-family housing and lack the charm and elegance of traditional brownstones or townhouses.

NEW YORK CITY TERMINOLOGY

Familiarize yourself with the following terminology. It's almost all unique to New York City. It's also important to know that we speak in "number of rooms," as well as using the definitions below. A room in Manhattan must be at least 100 square feet and have a window...except in the case of a kitchen. Most kitchens are considered rooms, unless they are Pullman types, which would be found as part of the living room. And we don't count baths as rooms. So, a Three Room Apartment would be comprised of a Living Room, a Kitchen and a Bedroom. A Four Room Apartment would have a Living Room, a Kitchen, Two Bedrooms, or One Bedroom and a Dining Room. You'll hear the term "Half of a Room", e.g., "Three and a Half Rooms." This means that the Living Room has an alcove adjacent to it which is not quite the size of a true room, or in some cases it may mean a foyer large enough for dining. Review the list below, and check with your agent for further clarification.

STUDIO: One or two rooms with combined living and sleeping area. If the studio is one room, the kitchen will be of the Pullman variety. If it is two rooms, the kitchen will be separate.

ALCOVE: Alcove is an area adjoining the living room space of an apartment. It is generally less than 100 square feet and is not considered a full room, but often called a half room. It can be used as a "dining alcove" or "sleeping alcove". Depending upon size, it may actually be "walled off" to create an additional bedroom.

ALCOVE STUDIO: This is either a one and a half or two room apartment with a separate alcove, often L-shaped, which can be used as a sleeping area.

JUNIOR OR CONVERTIBLE: This is an apartment with an alcove off of the living room which can be converted into a bedroom or used for dining. A Junior 4, for instance, would be a three room apartment (living room, kitchen and bedroom) which has the potential to be four rooms by using the alcove space to create an additional room.

DUPLEX: In New York this means an apartment with two floors or levels, not two apartment units.
                                                                     
LOFT AREA: This is an additional space created in apartments with very high ceilings. The loft area is constructed above the traditional living area, accessed by a staircase or ladder, and used for extra storage, sleeping or living space (e.g., a mezzanine).

CLASSIC: The word "classic" is usually followed by a number indicating the number of rooms in an apartment. It is generally associated with pre-war apartments that meet criteria of room numbers and design for buildings of that period. However, a "classic" can exist in a post-war building, assuming it follows the same guidelines. As an example, a "classic six" is comprised of a living room, dining room, kitchen, two bedrooms, and a maid's room.

GLOSSARY OF REAL ESTATE TERMS

Abstract of Title: A historical summary of the recorded instruments and proceedings on the title of a property.

Air Rights: The right to use or control the space above a property. Air Rights can also be sold, rented or leased to another party.

Amenities: The benefits from home ownership, such as a feature that enhances value.

Appraisal: An estimate of the value of the property. One may have an appraisal to determine the offering price during a sale.

Assignment: The process by which a right or contract is transferred from one party to another. Assigned contracts include mortgages, leases and deeds of trust.

Broker: A state licensed sales agent who acts for property owners and prospective purchasers in Real Estate transactions.

Brownstone: A 19th century house which shares a common wall with the neighboring property.

Building Amenities: The assets that buildings offer its owners or tenants. These can include a doorman, health club, club, garage etc.

Building Restrictions: Requirements in building codes that affect the size and appearance of the building.

Capital Expenditure: an improvement that will have a life of one year or more and will increase the value of the property.

Certificate of Occupancy: In New York City, each building is required to have a Certificate of Occupancy which permits the structure to be occupied by members of the public. This means that the building is in compliance to health and building codes.

Closing: The transfer of ownership of a property from the seller to the buyer according to the sales contract.

Co-Broke: This is the term used when a broker sends out their listing to other brokers and other firms. The brokerage community then receives the listings and the commission will now be split evenly between the seller's broker and the firm that provides the buyer of the property.

Combination: Refers to when an owner combines two adjoining apartments into one to enhance the value and the space.

Commission: Payment to the broker for his or her efforts on marketing and selling the property it is usually a percentage of the total purchase price.

Commission Split: the sharing of commissions between the listing agent and the broker of the buyer.

Common Area: The area on the property or in the building that is available for use to all owners and tenants.

Comparables: Used in assessing or establishing the fair market value of a property, a property which has been sold recently that is similar in size, condition, location and amenities.

Condominium: A building where individuals own individual units but share common areas with the other unit owners of the building. A more liberal type of ownership than Coops, Condominium ownership also has more lenient policies regarding subletting and pets.

Contract: A legally binding agreement between two parties. To have a valid contract for the sale of Real Estate there must be:
  • an offer
  • an acceptance
  • competent parties
  • consideration
  • legal purpose
  • written documentation
  • description of the property
  • signatures of the principals
Conversion: Property changing to a different form of ownership, such as a condominium to a cooperative or a commercial building to a residential building.

Convertible: A one or two bedroom apartment that has space to make another bedroom. The other bedroom can be made with the construction of a wall; however, the new bedroom must have a window in order for it to be legal.

Deed: a written document by which title of property is expressed from one party to another.

Duplex Apartment: An apartment that has two levels.

Escrow: A state where consideration, benefits, legal rights, money, documents or other valuables are transferred to another party in advance of that party's legal claim to them, on the basis that the legal claim will arise at a given point in the future. It is a form of trust.

Estate: The word used to describe the collection of all assets of a deceased person. Also, the extent of interest a person has in real property.

Estate for Life: The interest of real property that ends with the death of a person.

Excellent Condition: This is used to describe the condition of the apartment; mint is another word for excellent meaning the apartment is in great shape.

Exclusive Listing: A contract whereby the owner of a property grants a single broker the right to market the property for sale.

Fa├žade: The exterior front wall of a building.

Financing: Borrowing money to purchase a property.

Firm Price: An asking price for a property that is not open for negotiation.

Fixed-Rate Mortgage: A loan where the interest rate remains constant over the entire term of the loan.

Flip Tax: Tax imposed on the cooperative apartment by the cooperative, this tax can either be paid by the seller or purchaser and is usually a percentage of the purchase price.

Floating Rate: A loan where the interest rate is not fixed over the term but is allowed to vary according to the change in a specified index.

Floor Plan: A scale diagram of the arrangement of rooms and their sizes drawn by an architect.

Foreclosure: An enforcement process in which the lender under a defaulted mortgage takes title to the property for the purposes of selling it to recoup moneys owed under the mortgage.

Full Bath: A bathroom with a bath or a shower.

Grandfather Clause: If a new law is passed or an old is changed those people whose activity was legal under the previous law are allowed to continue because of this condition. This law is common with pets; some buildings that do not allow pets now, did in past, therefore, those owners are allowed to keep their pets.

Half Bath: A bathroom without a bath or a shower.

Interest Rates: The cost of borrowing money from a lender. Rates change over time and are set by the Federal Reserve.

Lease: A written agreement to rent a property or part of a property from the owner.

Lien: A legal claim against property for money owed.

Listing: The agreement that allows a real estate professional to market a property. Available apartments are also referred to as listings.

Loft: A loft refers to open living space that was converted from commercial space to residential space. Lofts contain very high ceilings, large windows and open space. In New York City, most lofts and converted commercial space is located downtown.

Lot: A measured section of land.

Maintenance: Monthly charges paid by the owner or tenant of a cooperative building for that person's share of costs of keeping the common-use portions of the building in good condition. This includes the daily cost to operate the building and it is calculated based on each individual unit.

Managing Agent: An independent company that is hired to manage a property. In New York City, most of the cooperative and condominium buildings are managed by a company which is responsible for the building operations. Brown Harris Stevens manages over 160 buildings in Manhattan.

Market Value: An estimation of the price for a property in relation to the current real estate market.

Mortgage: Money borrowed from a lender in order to purchase a piece of property. Mortgages vary in terms of length as well interest rates.

Negotiation: The process of discussing an issue between two parties who are working towards the same goal. Successful negotiation usually leads to a contract and then a sale.

Notarize: To verify the authenticity of a signature by a certified Notary Public.

Offer: An expression of the desire to purchase a property at a specific price. Once an offer is made and then accepted it leads to the purchase of the property.

Offer Accepted: The term refers to when the owner of the property agrees and accepts the offer and terms of the purchaser.

Open House: A specified time when a property that is for sale is advertised by opening its doors to prospective buyers. A broker advertises an open house to help the sale of the property.

Open Listing: A listing where the owner of the property hires more than one broker and only pays commission to the one that provides the purchaser.

Ordinance: A law enacted by the local government.

Penthouse: A luxury apartment in a high rise building.

Pied a Terre: A French term that refers to an apartment that is not the primary residence of the owner. A Pied a Terre is used when a person lives in another location and comes to New York several times a month or a few weeks a year to either work or enjoy this great city.

Post War: A post war building is one that was built after World War II.

Pre War: A prewar building is one that was built before World War II. Common characteristics of a prewar apartment are fireplaces, moldings and hardwood floors.

Property Tax: The tax issued on the ownership of property.

Points: A charge levied by the lender on the borrower for the mortgage for prepaid interest. Each point is equal to 1% of the principal of the mortgage.

Powder Room: Also known as a half bath. A powder room is a bathroom without a shower or a bath.

Quadraplex: An apartment that has four levels.

Referral: A recommendation made to a client about the services of a particular agent or firm.

Rental Building: A building where the apartments are only rented and not sold.

Rent Control: Laws that regulate the amount of money that is charged to rent out space.

Reserve Fund: An account reserved to provide funds for future expenses in order to maintain the cooperative or condominium building.

Sale Price: The amount of money paid by the purchaser to the seller. Also known as the purchase price.

Security Deposit: A payment required by a landlord to guarantee that the tenant meets his or her obligations under the lease and to guard against any potential damages that may be incurred during the term of the lease.

Shares: When one purchases an apartment in a cooperative building he or she is actually purchasing the shares in the cooperative. They represent the proportion of the building owned by the unit owner based on the size and value of the apartment.

Square Footage: The area measured in square feet of a certain property. Square footage can be measured in different ways and is usually considered approximate. Condominium apartments have specific laws that determine the way which the apartment is measured therefore condominium measurements are more accurate.

Sublet: The term used when an owner of an apartment decides to rent the apartment to a tenant.

Tax Deductible: An expense that reduces taxable income. Each year, shareholders in cooperatives apartments are able to deduct a certain amount from their personal taxes. The amount is determined by the amount of shares that are owned.

Term: A specified period of time.

Term, Amortization: The term in which the interest and principal payments of a loan must be made.

Title: The legal term for the evidence that the owner is in lawful possession of the land and property.

Townhouse: A townhouse is a private residence where at least one wall is shared with another residence. In New York City, townhouses are a very popular and a more private way of living.

Triple Mint: Refers to the condition of the residence. Triple mint condition means that the residence is in immaculate condition.

Triplex: An apartment that has three levels.

Unit: A single residence within a building.

Utilities: Services such as water, gas, electricity, telephone and television. Utilities in some buildings throughout the city are included in the maintenance charges.

Vacate: To move out and leave the property.

Walk Up Building: A building that does not have an elevator. Most walk up buildings are four to six floors.

Walk Through Inspection: The inspection of a property immediately before the closing to ensure that the property does not have any new damages.

Zone: An area set by local law for specific use with certain rules and regulations.

By George L. Rosario


George L. Rosario
Real Estate Salesperson
Coldwell Banker Kueber
917-945-4211 – CELL
347-671-SOLD –Direct



Friday, January 2, 2015

Tackling Live's Problems, One Smile At A Time

"Be kind to each other. It will solve a lot more problems than you think." ~ George L. Rosario

“Kindness is a language which the deaf can hear and the blind can see.” ~ Mark Twain

“I hope you will have a wonderful year, that you'll dream dangerously and outrageously, that you'll make something that didn't exist before you made it, that you will be loved and that you will be liked, and that you will have people to love and to like in return. And, most importantly (because I think there should be more kindness and more wisdom in the world right now), that you will, when you need to be, be wise, and that you will always be kind.” ~ Neil Gaiman

“Be kind, for everyone you meet is fighting a harder battle.” ~ Plato

“My religion is very simple. My religion is kindness.” ~ Dalai Lama XIV

“You cannot do a kindness too soon, for you never know how soon it will be too late.” ~ Ralph Waldo Emerson

There are so many quotes about kindness out there, so many people professing that it should be our way of life, and yet our world has become an unkind and unforgiving world. Senseless murders and crimes have become a way of life for many. Violence, war, greed, indifference; those are the mission statements for some.

This is a real estate / I love NY blog. Some may say that this topic doesn't belong on this blog. To them I say it has everything to do with this blog, and with all business related blogs online today. Business, when approached with kindness, and with a giving nature is always more productive and more satisfying for both the individual presenting the product or service, and the person on the receiving end.

So today I dedicate my first blog of 2015 to the #BeKind movement. I am asking others to join me in making it a point to be kind to one NEW person, every day for an entire year. Weather it is by giving someone something of monetary value, or simply giving someone a smile, I ask you all to join in the effort and give a little bit of kindness to someone new every day.

Yesterday was the first day of the year. I decided to be kind to the guys at Dunkin Donuts. I purchase a coffee from there often, and many times I simply just place my order (medium caramel iced coffee with milk and extra caramel), pay and walk out. I try to approach them with a smile, but I will admit that there have been times when I've done very little to acknowledge the person serving me my coffee. Last night I decided to thank them. I made it a point to address them by their first name (it's on their name tag). I said thank you after every sentence. I smiled. Before walking out, I asked the guy at the register how many people they had working there this night. He said there were four of them. I pulled out a $5 bill for each one of them and handed it over. I said thank you once again and I walked out. OK, so that cup of coffee cost me $23+ dollars. I'm not recommending you do that all the time. I was just feeling generous. As I was going to walk away, the girl that was standing by the donuts asked me to wait, and handed me a couple of Boston cream donuts. I said that was OK, but she said please take them. I walked out and there was a lady picking through the garbage for cans. I asked her for her name, said hello, and asked her if she would like a fresh, untouched donut. She said yes. I handed her the bag and she walked over to an elderly gentleman that was sitting on a stoop, opened the bag and shared the donuts with this old man.

You do not have to spend money. I went on a business trip to Hollywood California last October. While waiting on the line to return back home, the TSA agent who was directing people to the security check point looked like she could use a little love. So I stopped, but my bags down, smiled at her and told her she had a beautiful, warm smile and I thanked her for making my trip back home an enjoyable one. This agent must have been in her late 50's or early 60's. I hadn't seen her smile before I said this. She looked stressed out and had a very sad look on her face. The woman looked at me, smiled a sarcastic smile and asked me to stop messing with her. I smiled at her and gave her my business card and said, "I am being honest. I saw you smile and that's why I walked over this way, to thank you for it. Her smile because a very beautiful, warm smile and walked me over to the front of the line. I still had to go through the whole security thing, but walking with Agnes and speaking with her like two human beings for that minute and a half that it took her to walk me over to the front was great. I received a call from her just before Christmas. She called to tell me her husband of 31 years had just passed away, and she thanked me for making her smile that day at the airport. It turns out that her husband was going through a difficult fight against cancer, and that they both knew he would probably not make it past Christmas. She said my compliment reminded her to smile more, and that her husband commented on her smile the night before he passed away. She then told me to call her sister who lives in Brooklyn NY. She has a condo she wants to sell.

Look, I am no superhero. Giving does not make me special. Giving makes me human. Giving makes me feel good. So go ahead. Try it for yourself. Compliment someone today. Give of yourself. Together we can make this a much better world to live in.

#BeKind

George L. Rosario
Real Estate Salesperson
Coldwell Banker Kueber
67-13 Myrtle Avenue
Glendale NY 11385
917-945-4211 -CELL
347-671-SOLD -Direct
BigGRealty@gmail.com

http://www.georgerosario.com/